On a cold November day in 1895 in the Village of Croswell, Michigan, a bank was organized that is today Eastern Michigan Bank. A community bank founded with twenty thousand dollars in capital has grown into a two hundred million dollar community bank serving the financial needs of Sanilac & St. Clair County area residents and businesses. We have truly earned our motto, "We've stood the test of time."

Eastern Michigan Bank is now a subsidiary of Eastern Michigan Financial Corporation, a one-bank holding company. We are a state chartered commercial bank which is a publicly owned for profit corporation. You will find the bank's main office, drive-up facility, and loan center in the city of Croswell, which is in the thumb area of the state near Lake Huron. We also have seven full service branch offices located along the eastern side of Michigan's "Thumb," in Deckerville, Fort Gratiot, Lakeport, Lexington, Minden City, Port Huron, and Sandusky.

Eastern Michigan Bank is a retail community bank offering traditional financial services including commercial, consumer, real estate, farm credit, and a full line of deposit products. Real estate mortgages are offered through the bank's subsidiary which is Eastern Michigan Mortgage Company, LLC. We take great pride in helping our customers purchase homes, save for their future, manage successful businesses, and maintain accounts to facilitate their day to day financial needs as well as retirement goals. We care about our customers and about keeping them the priority in our daily activities and duties.

Eastern Michigan Bank is truly committed and involved in the communities it serves. As well as being a generous corporate giver, the officers and employees are also very active participants in many civic and charitable organizations. Eastern Michigan Bank remains a strong and vital business and a valued partner in local communities.

For over a century, our bank has been offering the best of financial services to area residents and businesses. We continue our tradition of community banking with new and innovative technology combined with great personal service. We are advancing vigorously into the future knowing well that We've Stood the Test of Time!