|
$100 |
$500 |
$7 if balance falls below $500 |
Yes |
This account is designed for individuals and provides a choice of valuable benefits and services. To avoid the $7 monthly fee, the customer must maintain a minimum daily balance of $500.
Benefits & Features:
- $100 required to open
- First order of 50 personalized checks free
- Interest with a $500 minimum balance requirement
- $100,000 common carrier accidental death insurance
- Credit card protection
- Key ring protection
- Nationwide Discount Book
- Sojourns magazine subscription
- Emergency cash advance service
- Free ATM or Debit Card
- Notary service
- Unlimited check writing activity with no per item charge
- Automatic deductions and pre-authorized debits
- Monthly statement of activity
- Telephone transfers - limit 6 per month - $5.00 fee per transfer
Pricing: $500 minimum daily balance to avoid $7 monthly service charge. |
|
$100 |
None |
$5 a month membership fee |
Yes |
This account is designed for individuals and includes many benefits and special features. No minimum balance requirement to earn interest. $5 monthly membership fee.
Benefits & Features:
- First order of 50 personalized checks free
- Interest with no minimum balance requirement
- $100,000 common carrier accidental death insurance
- Credit card protection
- Key ring protection
- Nationwide Discount Book
- Sojourns magazine subscription
- Emergency cash advance service
- Free ATM or Debit Card
- Notary service
- Unlimited check writing activity with no per item charge
- Automatic deductions and pre-authorized debits
- Monthly statement of activity
- Telephone transfers - limit 6 per month - $5.00 fee per transfer
Plus these added benefits:
- No minimum balance requirement
- Cashier's Checks without fees
- Discount Eye Wear
- Shopper's Advantage Service
Pricing: No minimum balance requirement, $5 monthly membership fee |
|
$500 |
$500 daily min or $1,000 monthly avg balance |
$6 if balance requirements not met |
Yes |
This account is designed for individuals who wish to earn interest on their account balance and are able to maintain the balance requirements. Organizations may open an Interest Checking Account, if operating primarily for religious, philanthropic, charitable, or educational purposes. State and local government agencies not operating for profit are eligible as well. See a Customer Service Representative for account eligibility details.
Basic Features
- Requires $500 to open
- Unlimited check writing privileges with no per item charge
- Telephone transfers - limit 6 per month - $5.00 fee per transfer
- Automatic deductions and pre-authorized transfers
- ATM or Debit Card for individuals
- Monthly statement of activity
- Monthly interest payment
Pricing: If the balance falls below the $500 minimum (or $1,000 monthly average) balance, a $6.00 service fee is assessed each month. A $100 minimum avg daily balance is required to earn interest. |
| Advantage 50 Club Checking |
|
|
$350 |
$350 daily min or $750 monthly avg balance |
$7 if balance requirements not met |
Yes |
Advantage 50 Club is a checking account designed for people age 50 and over. There are numerous benefits that come with this account.
Benefits & Features
- Free Checks - Fine Line wallet style checks, personalized, with the Club logo.
- Interest on Checking - Earn interest on the entire balance.
- Free Safe Deposit Box - For one year. (small box)
- Free ATM or Debit Card
- Advantage 50 Certificates of Deposit - Earn a preferred rate on 12, 24, & 36 month CD's. ($2500-minimum)
- Direct Deposit - Is available
- Travel Opportunities - Members can participate in quarterly bank travel tours
- Membership Card - Identifies members
- Free Photocopies (Max. 10/month)
- Free signature guarantees and notary service
Pricing: A minimum balance of $350 or average balance of $750 is required to avoid the $7 monthly maintenance fee. |
|
$100 |
$250 daily min avg balance |
$3 if balance requirement not met |
No |
This low-cost account is designed for customers who write very few checks. Checks are ordered at the customers expense. A per check charge of $0.25 does apply.
Basic Features
- $250 minimum balance requirement to avoid service charge
- ATM or Debit Card for individuals
- Requires $100 to open
- Telephone transfers - limit 6 per month, $5.00 fee per transfers
Pricing: If the balance falls below the $250 minimum, a $3 service charge will be assessed. A $0.25 charge for each check written is assessed regardless of the balance. |
|
$0 |
None |
None |
Yes |
A checking account for customers who have residential mortgage loans with us!
Basic Features
- No minimum balance requirements
- No monthly service charge
- Special free checks (with Checking on the House logo from Deluxe ~ mint green in wallet or duplicate)
Pricing: No minimum to open or maintain. No Monthly service charges. |
|
$100 |
None |
None |
No |
This account is designed for individuals and professionals who travel frequently outside the area serviced by Eastern Michigan Bank's ATM network. There is no monthly fee and no minimum balance requirement.
Benefits & Features:
- $100 required to open
- Online Banking and Electronic Statements required
- Free Direct Deposit
- Free ATM/debit card transactions at EMB ATM machines
- 5 free foreign ATM transactions per statement cycle*
- Free EMB 24-hour automated telephone banking services
- Unlimited check writing
- Discount of .25% on EMB installment and consumer loans with automatic payment from an EMB checking account
*The $1.00 fee a customer would normally pay to EMB is waived. Customer is still responsible for any fee charged by the institution whose ATM they use. |
