|
$50 |
$250 daily min avg balance |
$6 if balance requirement not met (waived for direct deposit, seniors and students) |
No |
Our most basic account features a low minimum balance requirement and unlimited check writing. Standard check printing charges apply.BASIC FEATURES: - FREE ATM or Debit Card
- Unlimited Check Writing Activity
- FREE Automatic Deductions and Pre-authorized Debits
- Choose between Paper and Electronic Statements
- FREE Online Banking and Electronic Bill Payment Service
- FREE Telephone Banking
- Discounted Rate on Consumer Loans*
PRICING: If the balance falls below the $250 minimum, a $6 service charge will be assessed. Service charge will be waived for: - Individuals who receive Direct Deposit of their payroll or government benefits;
- Individuals at least 62 years of age, and;
- Full-time Students ages 18-23
*When paid by Automatic Withdrawal from an Eastern Michigan Bank checking account |
|
$50 |
None |
$6 (waived if you sign up for e-statements) |
No |
For individuals on the go who like to do their banking electronically, this account allows you five FREE transactions per statement period at any ATM you choose.*
BASIC FEATURES: - Online Banking and Electronic Statements Required
- FREE ATM or Debit Card
- Unlimited Check Writing Activity
- FREE Automatic Deductions and Pre-authorized Debits
- FREE Telephone Banking
- Discounted Rate on Consumer Loans**
PRICING: There are no minimum balance requirements but account will be assessed a $6 monthly service charge if you do not register to receive your statement electronically.
*The $1.00 fee a customer would normally pay to Eastern Michigan Bank is waived. Customer is still responsible for fees charged by the institution whose ATM they use. **When paid by Automatic Withdrawal from an Eastern Michigan Bank checking account |
|
$50 |
None |
$5 monthly membership fee |
Yes |
All the features of our Hometown Checking account, plus added insurance benefits and discount services. BENEFITS & FEATURES:
- 50% off your first check order
- $10,000 24-Hour Accidental Death Insurance
- $100,000 Common Carrier Coverage
- Payment Card Protection Service
- Key Ring Protection Service
- Discount Shopping Service
- Coast to Coast Vision Service Discount Plan
- Savers Club Nationwide Discount Program
- Sojourns Magazine Subscription
- FREE Cashier's Checks
INCLUDED WITH ALL OUR PERSONAL CHECKING ACCOUNTS:
- FREE ATM or Debit Card
- Unlimited Check Writing Activity
- FREE Automatic Deductions and Pre-authorized Debits
- Choose between Paper and Electronic Statements
- FREE Online Banking and Electronic Bill Payment Service
- FREE Telephone Banking
>- Discounted Rate on Consumer Loans*
PRICING: There is no minimum balance requirement, but a $5 monthly membership fee applies. *When paid by Automatic Withdrawal from an Eastern Michigan Bank checking account |
|
$50 |
$500 daily min or $1,000 monthly avg balance |
$7 if balance requirements not met |
Yes |
Earn interest based on your account balance -- the higher your balance, the better your rate. BASIC FEATURES: - 50% off your first check order
- FREE ATM or Debit Card
- Unlimited Check Writing Activity
- FREE Automatic Deductions and Pre-authorized Debits
- Choose between Paper and Electronic Statements
- FREE Online Banking and Electronic Bill Payment Service
- FREE Telephone Banking
>- Discounted Rate on Consumer Loans*
PRICING: If the balance falls below the $500 minimum (or $1,000 monthly average) balance, a $7.00 service fee is assessed each month. A $100 minimum average daily balance is required to earn interest. *When paid by Automatic Withdrawal from an Eastern Michigan Bank checking account |
| Advantage 50 Club Checking |
|
|
$50 |
$350 daily min or $750 monthly avg balance |
$7 if balance requirements not met |
Yes |
Designed for our customers age 50 or better, this account pays interest based on your balance and offers additional benefits as well.BENEFITS & FEATURES:
- FREE Checks -Wallet Style, Personalized, with our Advantage 50 Logo
- FREE Small Safe Deposit Box for One Year
- Preferred Rate on Select 12, 24, or 36 Month CD's ($2500 Minimum Deposit)
- FREE Photocopies (Maximum 10/Month)
INCLUDED WITH ALL OUR PERSONAL CHECKING ACCOUNTS:
- FREE ATM or Debit Card
- Unlimited Check Writing Activity
- FREE Automatic Deductions and Pre-authorized Debits
- Choose between Paper and Electronic Statements
- FREE Online Banking and Electronic Bill Payment Service
- FREE Telephone Banking
>- Discounted Rate on Consumer Loans*
PRICING: A minimum balance of $350 or average balance of $750 is required to avoid the $7 monthly maintenance fee. *When paid by Automatic Withdrawal from an Eastern Michigan Bank checking account |
|
$0 |
None |
None |
Yes |
Service charge free and earns interest, too! This account is available exclusively to customers who have residential mortgage loans with us.
BASIC FEATURES: - FREE Checks*
- FREE ATM or Debit Card
- Unlimited Check Writing Activity
- FREE Automatic Deductions and Pre-authorized Debits
- Choose between Paper and Electronic Statements
- FREE Online Banking and Electronic Bill Payment Service
- FREE Telephone Banking
- Discounted Rate on Consumer Loans**
PRICING: No minimum deposit requirement to open or balance requirement to maintain, and no monthly service charges. *Mint Green in Wallet or Duplicate Style with our Checking on the House Logo **When paid by Automatic Withdrawal from an Eastern Michigan Bank checking account |
