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Want to Prepare for Retirement?
Eastern Michigan Bank is ready to help you prepare for retirement! We have Individual Retirement Accounts to meet your needs. It's never too early or too late to start saving!

Deposit Account Rates
Eastern Michigan Bank | March 10, 2010

Interest Rates current as of Mar 03, 2010
(Interest Rates Subject to Change Without Notice)

Click on the links below to find out more about each Account's Interest Rates.
Show All Rates | Hide All Rates

Personal Checking/Savings Accounts
Personal Checking/Savings Accounts
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Account Type   Minimum Balance   Interest Rate   APY*  
Hometown Checking  
$500   .05%   .05%  
Hometown Checking Plus  
None   .05%   .05%  
Interest Checking & Adv 50 Club  
Below $2500   .01%   .01%  
Interest Checking & Adv 50 Club  
$2500   .05%   .05%  
Interest Checking & Adv 50 Club  
$25000   .20%   .20%  
Interest Checking & Adv 50 Club  
$100,000   .30%   .30%  
Statement Savings  
$100   .05%   .05%  
Christmas Club  
$10   .05%   .05%  
Prestige Money Market Savings  
$10,000   .15%   .15%  
Prestige Money Market Savings  
$25,000   .40%   .40%  
Prestige Money Market Savings  
$50,000   .50%   .50%  
Prestige Money Market Savings  
$100,000   .55%   .55%  
Sunny Savers  
$1   .05%   .05%  

* APY = Annual Percentage Yield

Fees could reduce earnings

CDs & IRAs
CDs & IRAs
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Time Certificate Term   Interest Rate   APY*   Min. Opening Deposit**  
6 Month CD/IRA  
0.45%   0.45%   $500/$1000  
9 Month CD/IRA  
0.45%   0.45%   $500/$1000  
12 Month CD/IRA  
0.70%   0.70%   $500/$1000  
Adv 50 Club 12 Month  
0.80%   0.80%   $2,500  
24 Month CD/IRA  
1.10%   1.11%   $500/$1,000  
Adv 50 Club 24 Month  
1.20%   1.21%   $2,500  
30 Month CD  
1.10%   1.11%   $500/$1,000  
36 Month CD/IRA  
1.49%   1.50%   $500/$1000  
Adv 50 Club 36 Month  
1.59%   1.60%   $2500  
48 Month CD/IRA  
1.74%   1.75%   $500/$1000  
60 Month CD/IRA  
1.98%   2.00%   $500/$1000  

*APY = Annual Percentage Yield

** Minimum Opening Deposit of $1000 for monthly compounding

Adv 50 Club time certificate minimum is $2,500

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