Interest Rates current as of Mar 03, 2010
(Interest Rates Subject to Change Without Notice)

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Personal Checking/Savings Accounts

Personal Checking/Savings Accounts Minimize Account Type   Minimum Balance   Interest Rate   APY*   Hometown Checking   $500   .05%   .05%   Hometown Checking Plus   None   .05%   .05%   Interest Checking & Adv 50 Club   Below $2500   .01%   .01%   Interest Checking & Adv 50 Club   $2500   .05%   .05%   Interest Checking & Adv 50 Club   $25000   .20%   .20%   Interest Checking & Adv 50 Club   $100,000   .30%   .30%   Statement Savings   $100   .05%   .05%   Christmas Club   $10   .05%   .05%   Prestige Money Market Savings   $10,000   .15%   .15%   Prestige Money Market Savings   $25,000   .40%   .40%   Prestige Money Market Savings   $50,000   .50%   .50%   Prestige Money Market Savings   $100,000   .55%   .55%   Sunny Savers   $1   .05%   .05%   * APY = Annual Percentage Yield Fees could reduce earnings

CDs & IRAs

CDs & IRAs Minimize Time Certificate Term   Interest Rate   APY*   Min. Opening Deposit**   6 Month CD/IRA   0.45%   0.45%   $500/$1000   9 Month CD/IRA   0.45%   0.45%   $500/$1000   12 Month CD/IRA   0.70%   0.70%   $500/$1000   Adv 50 Club 12 Month   0.80%   0.80%   $2,500   24 Month CD/IRA   1.10%   1.11%   $500/$1,000   Adv 50 Club 24 Month   1.20%   1.21%   $2,500   30 Month CD   1.10%   1.11%   $500/$1,000   36 Month CD/IRA   1.49%   1.50%   $500/$1000   Adv 50 Club 36 Month   1.59%   1.60%   $2500   48 Month CD/IRA   1.74%   1.75%   $500/$1000   60 Month CD/IRA   1.98%   2.00%   $500/$1000   *APY = Annual Percentage Yield ** Minimum Opening Deposit of $1000 for monthly compounding Adv 50 Club time certificate minimum is $2,500