Interest Rates current as of January 8, 2008
(Interest Rates Subject to Change Without Notice)

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New & Used Automobiles

New & Used Automobiles Minimize Year   Term   Interest Rate   APR*   2007 & 2008   66 Months   7.50%   7.65%   72 Months   7.75%   7.90%   2006   66 Months   7.50%   7.66%   2005   60 Months   7.50%   7.67%   2004   54 Months   8.25%   8.43%   2003   48 Months   8.25%   8.45%   2002   42 Months   9.00%   9.23%   2001   36 Months   11.00%   11.27%   2000 & older   24 Months   11.00%   11.38%   *APR is Annual Percentage Rate. A 10% down payment is required. For example on a $20,000.00 loan with an interest rate of 7.50% and APR of 7.66% you would make principal and interest payments of $372.33 for 66 months. For additional details contact an EMB location near you. All rates are subject to change. Learn More         Inquiry

RVs, Motorcycles, Snowmobiles, Jet Ski, Boat, ATVs

RVs, Motorcycles, Snowmobiles, Jet Ski, Boat, ATVs Minimize Term   Rate   APR*   Up to 60 Months   8.25%   8.93%   *APR is Annual Percentage Rate. A 10% down payment is required. For example a $5,000.00 loan with an interest rate of 8.00% and APR of 8.93% you would make principal and interest payments of $103.64 for a period of 60 months. For additional details contact an EMB location near you. All rates are subject to change. Learn More       Inquiry

Personal Unsecured Loans

Personal Unsecured Loans Minimize Term   Rate   APR*   12-36 Months   14.25%   15.33%   *APR is Annual Percentage Rate. For example on a $5,000.00 loan with an interest rate of 14.25% and APR of 15.33% you would make principal and interest payments of $174.15 for a period of 36 months. For additional details contact an EMB location near you. All rates are subject to change. Learn More       Inquiry

Home Equity Loans Up to 84% LTV

Home Equity Loans Up to 84% LTV Minimize Rate   APR*   LTV   TERM   7.25%   7.3711%   up to 84%   up to 84 months   7.50%   7.5905%   up to 84%   85-120 months   7.75%   7.8171%   up to 84%   121-180 months   *APR is Annual Percentage Rate. Rates and terms may vary based on credit history, banking relationship with Eastern Michigan Bank, down payment, income and collateral. For an example a loan for $25,000.00 at 7.50% and an APR of 7.5905 for 120 months will have payments of $296.85 a month. For additional details contact an EMB location near you. All rates are subject to change. Learn More       Inquiry

Home Equity Loans 85%-90% LTV

Home Equity Loans 85%-90% LTV Minimize Rate   APR*   LTV   TERM   7.50%   7.6217%   85%-90%   up to 84 months   7.75%   7.8411%   85%-90%   85 to 120 months   8.00%   8.0677%   85%-90%   121 to 180 months   *APR is Annual Percentage Rate. For example a $25,000.00 loan at 7.75% and an APR of 7.8411 will have 120 payments of $300.12. Rates and terms may vary based on credit history, banking relationship with Eastern Michigan Bank, down payment, income and collateral. For additional details contact an EMB location near you. All rates are subject to change. Learn More       Inquiry

Home Equity Line of Credit

Home Equity Line of Credit Minimize Home Equity Lines of Credit are available. For additional details and current rate information contact an EMB location near you.