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At Eastern Michigan Bank, we offer multiple account solutions for our customers who handle public funds. If you are a state or federal government agency or local county, city, village or township, these options are for you.


Scroll to the right to view the rest of the table.

Public Funds Checking

Public Funds Interest Checking

Analyzed Public Funds Checking

Minimum Deposit to Open

$100

$100

$100

Earns Interest




Monthly Service Charge

None

$6

$10

Avoid Service Charge with


$500 min daily or

$1,000 avg daily balance

Earnings credit helps offset charges/fees

Transaction Fees



$.03 per ACH/EFT and check; $0.05/deposit ticket; $0.05/deposit item

Business Debit Card Available*




Online Banking & Bill Pay Available**




Telephone Banking Available






*Debit card subject to approval.
**Carries a fee of $0.50 per bill payment.


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