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Here at Eastern Michigan Bank, we realize managing your cash can be a real balancing act. You need to maintain reasonable access to your funds, but want to be able to put your excess cash to work earning interest as well. We understand your needs and offer a variety of products to best suit them.


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Statement
Savings

Prestige
Money Market

Certificate
of Deposit (CD)

Health
Savings (HSA)

Minimum Opening Deposit

$10

$2,500

$500

$50

Min. Balance Requirements

$100 avg daily

$2,500 min daily

Monthly Service Charge

$5/quarter

$10/month

Earns interest





Interest Rate Tiers

4 tiers, see below

4 tiers, see below

Min. Balance to Earn Interest

$100

$100

Extra Debit Transactions

$10

$10

ATM/Debit Card




Online Banking




Telephone Banking





Additional Benefits

Check writing privileges

Terms from 2-5 years


Tiered rates as follows:

  • $100,000 - $100,000 +
  • $25,000 - $99,999
  • $2,500 - $24,999
  • $0 - $2,499

*Waived if you have direct deposit or are at least 62

**Debit card subject to approval


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