Skip Navigation
Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.

Eastern Michigan offers a variety of financing options which can be tailored to meet the unique needs of your business. And because we are a locally owned community bank, the decision-making process remains local as well. 

Types of financing we offer:

  • Equipment loans
  • Vehicle loans
  • Working capital lines of credit
  • Standby letters of credit
  • Commercial real estate loans
  • Construction loans
  • Multi family dwelling loans
  • Permanent end financing
  • Land development loans
  • Agriculture loans
  • Farm Service Agency guaranteed loans (We are an FSA Preferred Lender)
  • SBA loans (We are an SBA Preferred Lender)

Here are a few things your lender may ask you for:

  • Last three years of fiscal year end balance sheets
  • Last three years of income statements
  • Interim balance sheets and income statements
  • Signed personal financial statement
  • Last two years federal tax returns on proposed borrower

All requests require:

  • Articles of Incorporation (if a corporation)
  • Partnership Agreement (if a partnership)
  • LLC: Articles of Organization (if a LLC)
  • Use of proceeds

Contact a commercial or agricultural lender in your area to get the process started!

Back to Top