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Debit Cards

Eastern Michigan Bank's debit MasterCard is your checkbook and ATM card all rolled into one!

  • Sale amounts automatically deducted from your checking account
  • No monthly maintenance fees
  • No waiting for check approval
  • Convenient and easy to use
  • Change your PIN at any Eastern Michigan Bank ATM or branch office

Used as an ATM card, it works instantly at ATM machines throughout the world. As a debit card, it can be used for purchases everywhere MasterCard is accepted.


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Keep tabs on your debit card with our 24/7 text message alert service, smsGuardian™. And now, for a limited time, you can win an iPad just for enrolling! 


Learn more about smsGuardian™
Enroll in smsGuardian™




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MasterCard® Secure Code

Stay safe when shopping online using MasterCard® Secure Code.


Debit card lost or stolen? Report it immediately.  Here's how.

Debit cards are only available to checking account customers. Application is subject to approval. Eastern Michigan Bank also offers a basic ATM Card that can be used for cash withdrawals, balance inquiries, deposits and funds transfers at ATM machines.



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