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At Eastern Michigan Bank we offer a variety of products to help you meet your short and long term savings goals. Short term savings options include savings accounts, money market accounts and certificates of deposit. Products designed with longer range goals in mind include individual retirement accounts (IRAs), education savings accounts (ESAs) and Health Savings Accounts (HSAs).


Scroll to the right to view the rest of the table.

Statement
Savings

Prestige
Money Market

Health
Savings

365 Club

Sunny
Savers

Minimum Opening Deposit

$10

$2,500

$50

$10

$10

Min. Balance Requirements

$100

$2,500

Monthly Service Charge

$7/quarter

$10/month

Earns Interest






Interest Rate Tiers

4 tiers*

4 tiers*

Minimum to Earn Interest

$200

$100

Free ATM Transactions




ATM/Debit Card




Online Banking






Telephone Banking






Additional Benefits

Check writing privileges

Free piggy bank


Tiered rates as follows:

  • $100,000 - $100,000+
  • $25,000 - $99,999
  • $2,500 - $24,999
  • $0 - $2,499

*Waived if you have direct deposit or are at least 62...
**Debit card subject to approval

View Current Deposit Account Rates


To open an account, just stop by the Eastern Michigan Bank location nearest you. Pressed for time? We can get the process started right now with our online Product Inquiry Form.


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