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 At Eastern Michigan Bank, we offer a variety of products to help you meet your short and long term personal savings goals. Personal short term savings options include basic savings accounts, money market accounts and health savings accounts (HSAs). Personal long term savings options include individual retirement accounts (IRAs) and certificates of deposit(CDs). 

To open an account, stop in to an Eastern Michigan Bank branch near you or get started now with our online Product Inquiry Form. Click here to find a location near you.


Scroll to the right to view the rest of the table.

Basic
Savings

Prestige
Money Market

Health
Savings Account (HSA)

365 Club Account

Sunny
Savers Youth Account

Minimum Opening Deposit

$10

$2,500

$50

$10

$10

Min. Balance Requirements

$100

$2,500




Monthly Service Charge

$7/quarter

$10/month




Earns Interest






Interest Rate Tiers


4 tiers*

4 tiers*



Minimum to Earn Interest

$200


$100



Free ATM Transactions






ATM/Debit Card






Online Banking






Telephone Banking






Additional Benefits


Check writing privileges



Free piggy bank


Interest rate tiers are as follows:

  • $100,000 - $100,000+
  • $25,000 - $99,999
  • $2,500 - $24,999
  • $0 - $2,499

*Waived if you have direct deposit or are at least 62
**Debit card subject to approval

 

View Current Deposit Account Rates




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