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Eastern Michigan Financial Announces Fourth Quarter Dividend

11.21.2018 -- At their November 20, 2018, meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a regular quarterly cash dividend of $0.17 per share plus a bonus cash dividend of $0.13 per share, both to be paid on December 31, 2018, to shareholders of record as of December 24, 2018.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Vice President, Chief Financial Officer Errin McMillan by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.

Amanda Rose Promoted to Branch Manager, Marysville Office

10.04.18 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce that Amanda Rose has been promoted to Branch Manager of the Bank’s Marysville office.

Amanda joined Eastern Michigan Bank’s staff in February as Assistant Branch Manager of the Croswell office. Prior to coming to Eastern, she served as an assistant branch manager at Huntington National Bank in Fort Gratiot.

Amanda holds an associate’s degree from St. Clair County Community College in criminal justice and applied science. She currently resides in Fort Gratiot with her family.

Amanda will be assuming the role of branch manager from Catherine (Cathy) Fitz, who will be retiring in the coming months.

Scott Badley Joins Eastern Michigan Bank

9.13.2018 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce that Scott Badley has joined Eastern Michigan Bank as Vice President, Commercial Loan Officer. Scott is based at Eastern’s Marysville office where his responsibilities include servicing and growing the bank’s diverse portfolio of business loan clients in Marysville and the surrounding area.

Badley comes to Eastern with twenty-six years of experience in the local banking industry, including extensive experience in the areas of commercial finance and compliance. Most recently he served as Senior Compliance Officer for Lakestone Bank & Trust and prior to that was a commercial lender for CSB Bank.

“We are excited to welcome Scott to the team,” commented Ward. “His extensive banking background and knowledge of Marysville and the local market make him a great fit for our staff and customer base.”

Badley holds a Bachelor’s Degree in Accounting from Eastern Michigan University and a Master’s Degree in Finance from Walsh College. He is also the coach of both the men’s and women’s bowling teams at St. Clair County Community College and manager of the Port Huron Bowling Association.

Scott lives in Marysville with his wife, Cindy, and their family.

 

Eastern Michigan Financial Corporation Announces Share Repurchase Program

8.22.2018 -- Eastern Michigan Financial Corp. (OTC Pink: EFIN) announced today that its board of directors has approved a program for the repurchase of shares of its common stock, commencing August 27, 2018, and ending at the close of market on June 28, 2019, unless sooner terminated. This program allows up to 1.75% shares of common stock outstanding at June 30, 2018, which is up to 20,833 shares, to be repurchased through open market or privately negotiated transactions. As of June 30, 2018, Eastern Michigan Financial Corp. had 1,188,988 shares of its common stock outstanding.

Eastern Michigan Financial Corporation is a bank holding company with approximately $330 million in assets and the sole owner of Eastern Michigan Bank. Originally chartered as the State Bank of Croswell in 1895, Eastern Michigan Bank currently operates nine banking offices and a loan production center, providing a full range of commercial and consumer banking services primarily in the Sanilac and St. Clair County, Michigan communities of Croswell, Deckerville, Fort Gratiot, Lakeport, Lexington, Marysville, Ruth, Port Huron and Sandusky. Eastern Michigan Bank offers a broad range of deposit services, including checking accounts, savings accounts and time deposits of various types as well as loans for commercial and consumer purposes. Clients include individuals, businesses, schools, associations, churches, non-profit organizations and government entities.

Statements related to the Corporation’s intention to implement the share repurchase program constitute "forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995 and otherwise within the meaning of court opinions construing such forward-looking statements. The Corporation claims all safe harbor and other legal protections provided to it by law for all of its forward-looking statements. Forward-looking statements involve known and unknown risks, estimates, uncertainties and other factors, which could cause actual financial or operating results, performances or achievements expressed or implied by such forward-looking statements not to occur or be realized, and are based on currently available information and on our current expectations and projections about future events. These risks and uncertainties include, but are not necessarily limited to, the affect that the share repurchase program may have on the price and/or trading volume of shares of our common stock, our ability to amend, suspend or terminate the share repurchase program, including the maximum designated number of shares authorized to be repurchased, at any time without prior notice and as permitted or required by applicable law or regulation, and that due to the historically thin trading volume in our common stock, no assurance can be given as to the maximum length of time that the repurchase program may be kept in place. Undue reliance should not be placed on such forward-looking statements as they speak only as of the date hereof, and we undertake no obligation to update these statements to reflect subsequent events or circumstances except as may be required by law.

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Eastern Michigan Financial Announces Third Quarter Dividend

8.22.2018 -- At their August 21, 2018, meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a regular quarterly cash dividend of $0.17 per share to be paid on September 28, 2018, to shareholders of record as of September 21, 2018.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Vice President, Chief Financial Officer Errin McMillan by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.


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Eastern Michigan Financial Announces Second Quarter Dividend

5.16.2018 -- At their May 15, 2018, meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a regular quarterly cash dividend of $0.13 per share to be paid on June 29, 2018, to shareholders of record as of June 22, 2018.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Vice President, Chief Financial Officer Errin McMillan by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.


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Eastern Michigan Financial Announces First Quarter Dividend

2.21.2018 -- At their February 20, 2018, meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a regular quarterly cash dividend of $0.13 per share to be paid on March 30, 2018, to shareholders of record as of March 23, 2018.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Vice President, Chief Financial Officer Errin McMillan by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.


Jessica McLarty Rejoins Eastern Michigan Bank

2.1.2018 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce that Jessica McLarty has returned to Eastern Michigan Bank as Vice President, Commercial Loan Officer. Her responsibilities will include originating both business and agricultural loans.

McLarty began her career at Eastern in 2000 as a teller and held various positions of increasing responsibility before being promoted to assistant vice president, commercial loan officer in 2012. She left in 2013 to pursue other opportunities. 

In addition to her banking experience, McLarty holds a Bachelor of Business Administration (BBA) degree from Walsh College and is a graduate of the Perry School of Banking. She is currently a member of the Fort Gratiot Rotary and active with the National Association of Career Women (NACW), serving on the national board as well as the board of the Port Huron chapter. She is also the membership director for the Port Huron chapter of NACW.

Jessica will principally be located at our Krafft Road location in Fort Gratiot, taking over for Vice President, Commercial Loan Officer Bill Cone who retired in December. 

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Eastern Michigan Financial Announces Fourth Quarter Dividend

11.22.2017 -- At their November 21, 2017 meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a regular quarterly cash dividend of $0.13 per share plus a bonus cash dividend of $0.13 per share, both to be paid on December 29, 2017, to shareholders of record as of December 22, 2017.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Vice President, Chief Financial Officer Errin McMillan by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.

Stacie Bales Promoted to Vice President

9.25.2017 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the promotion of Assistant Vice President, Operations Officer Stacie Bales to Vice President. 

"Stacie started with Eastern 16 years ago as a teller and through hard work and dedication, now handles most of the bank’s operations functions," notes Ward. "She is a great asset to the organization and we are all grateful for her hard work."

Since joining the bank in 2001, Stacie has also served as human resources assistant, administrative assistant, administrative specialist and Bank Secrecy Act officer. 

Joseph Brown Promoted to Vice President

9.25.2017 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the promotion of Assistant Vice President, Appraisal Officer Joseph Brown to Vice President. 

"Joe does an exceptional job with our real estate appraisal department, and provides an important contribution to all of our lending teams," commented Ward. "We are thankful for his years of service and, more importantly, his exceptional hard work."

Joe began his career as an appraisal officer for the bank in 1996. He holds a bachelor’s degree in business administration from Central Michigan University, and is a Michigan Certified Appraiser as well as a member of the Eastern Thumb Association of Realtors. 

Image of small blackboard with word Dividends Eastern Michigan Financial Announces Third Quarter Dividend

08.15.2017 -- At their August 15, 2017 meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a quarterly cash dividend of $0.13 per share to be paid on September 29, 2017, to shareholders of record as of September 22, 2017.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Vice President, Chief Financial Officer Errin McMillan by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.


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Eastern Michigan Financial Announces Second Quarter Dividend

05.17.2017 -- At their May 16, 2017 meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a quarterly cash dividend of $0.12 per share to be paid on June 30, 2017, to shareholders of record as of June 23, 2017.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Vice President, Chief Financial Officer Errin McMillan by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.


Fort Gratiot Branch Manager Kelly BricknerEastern Welcomes Kelly Brickner

05.12.2017 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the addition of Kelly Brickner as Branch Manager of our Krafft Road location in Fort Gratiot. Kelly comes to Eastern with nine years’ experience in the local retail and banking industries. Most recently she served as a relationship banker for Huntington National Bank.

“We are so pleased to have Kelly as a member of our team,” said Ward. “Her tremendous enthusiasm, local roots and knowledge of the community will be a terrific asset to our existing Fort Gratiot staff and customer base.”

Kelly is a native of Smiths Creek where she still resides with her husband and daughter. She attended St. Clair County Community College. 

Kelly takes over as branch manager from Kathy Saelens, who has taken a management position at our Lakeport branch.

Image of small blackboard with word Dividends Eastern Michigan Financial Announces First Quarter Dividend

02.22.2017 -- At their February 21, 2017 meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a quarterly cash dividend of $0.12 per share to be paid on March 31, 2017, to shareholders of record as of March 24, 2017.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Vice President, Chief Financial Officer Errin McMillan by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.


Commercial Loan Officer Alex MessingAlex Messing Promoted to Commercial Loan Officer

02.02.2017 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the promotion of Alexander (Alex) Messing to Commercial Loan Officer.

“It has been a pleasure to watch Alex meet the challenges presented and grow into greater responsibilities. He is truly a valued member of our team,” commented Ward.

Alex joined Eastern Michigan Bank in April of 2016 as a loan officer trainee. As a commercial loan officer, he will serve business and agricultural customers in the Deckerville, Ruth and Sandusky markets.

Alex is a graduate of Northwood University and has a Bachelors in Business Administration with a major in Accounting. He is a native of the Ruth/Deckerville area and currently resides in Deckerville with his family. 

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Eastern Michigan Financial Announces Fourth Quarter Dividend

11.16.2016 -- At their November 15, 2016 meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a regular quarterly cash dividend of $0.12 per share plus a bonus cash dividend of $0.12 per share, both to be paid on December 30, 2016, to shareholders of record as of December 23, 2016.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Senior Vice President, Chief Financial Officer Karen Lord by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.

Chief Financial Officer Errin McMillan

Eastern Welcomes Errin McMillan

10.27.2016 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the addition of Errin McMillan as Vice President, Controller. Errin comes to Eastern with sixteen years’ experience in the local banking industry. Most recently she served as the Accounting Director of Talmer Bank and Trust.

Errin will be assuming the responsibilities of Senior Vice President, Chief Financial Officer Karen Lord, who will retire at the end of 2016. She holds a Bachelor of Business Administration degree with a major in finance from Grand Valley State University and is currently enrolled at Walsh College in their Masters in Accountancy program. 

“We are excited to have Errin aboard,” commented Ward. “Her knowledge and experience should make for a very smooth transition, and her local ties make her a terrific fit with our existing team,” 

Errin is a native of Croswell where she currently resides with her husband, Michael, and their two children.

Kara Turcott Promoted to Credit Manager

10.24.16 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the promotion of Kara Turcott to Credit Manager and bank officer. Ms. Turcott joined Eastern Michigan Bank in 2001 as a teller and has previously held the positions of accounting clerk, commercial loan clerk and credit analyst.

Kara is also working towards an associate’s degree in business through Baker College. She lives in Lexington with her husband, Gary.


 
 
Commercial Loan Officer Jerry HepferGerald Hepfer Promoted to Vice President

10.19.2016 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the promotion of AVP, Commercial Loan Officer Gerald Hepfer to vice president. Mr. Hepfer joined Eastern Michigan Bank in August 2010 as a credit analyst. He was promoted to commercial loan officer in 2011, then assistant vice president in 2015. Jerry holds a bachelor’s degree in business administration with a concentration in finance from Saginaw Valley State University and an associate’s degree in banking and finance from Kirtland Community College. He also has a diploma in commercial lending from the American Bankers Association as well as various certifications in agricultural lending from Purdue University and Michigan State University. 

Jerry is active with a number of community organizations as well, volunteering his time with the Imagination Library in Caro, designing and building wood projects for their fundraisers. He also volunteers with the Caro Exchange Club, the Community Health Fair and has designed and built props for Sanilac County 4-H Clubs. Jerry lives with his wife, Ann, in Mayville, where he operates a family-owned crop farm.

Human Resources Director Audra Levitte

Audra Levitte Promoted to Assistant Vice President

10.03.2016 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the promotion of Human Resources Director Audra Levitte to assistant vice president. Ms. Levitte joined Eastern Michigan Bank in May 2013 as human resources director, bringing with her seventeen years’ experience as a firm administrator for a local C.P.A. practice. In addition to her professional experience, she holds a bachelor of science degree in business management from Ferris State University.

Audra is active in the community as well, serving as a member of the board of St. Edward on-the- Lake Catholic School. She is also the treasurer of the Buckskin Horse Association of Michigan (BHAM) as well as chair of the Junior Buckskin Horse Association. Audra resides in Lexington with her family.

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Eastern Michigan Financial Announces Third Quarter Dividend

08.19.2016 -- At their August 16, 2016 meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a quarterly cash dividend of $0.12 per share to be paid on September 30, 2016, to shareholders of record as of September 23, 2016.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Senior Vice President, Chief Financial Officer Karen Lord by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.


Eastern Welcomes Tracy Jackson-Wedge
07.29.2016 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the addition of Tracy Jackson-Wedge as Branch Manager of the Bank's Sandusky location. Tracy comes to Eastern with more than nineteen years’ of banking experience exclusively in the Sandusky area. Most recently she served as the relationship banker for Talmer Bank and Trust’s Sandusky office.

“We’re so pleased to have Tracy as a member of our team,” said Ward. “Her community roots, knowledge of the Sandusky market and local community will be a terrific fit with our existing staff and customer base.”

Tracy holds an associate’s degree in Business Management from St. Clair County Community College. She resides in Sandusky with her husband and two children.

Port Huron Branch Manager Kim Prax

Eastern Welcomes Kim Prax

06.08.2016 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the addition of Kimberly Prax as Assistant Vice President, Branch Manager of the Bank's 600 Water Street, Port Huron location. Kim comes to Eastern with thirteen years’ experience in the local banking industry. Most recently she served as Associate Managing Director of Talmer Bank and Trust’s Wadhams and Port Huron Township branches.

“We are excited to welcome Kim to our team. Her experience and knowledge of Port Huron and the surrounding area and will be a true asset to Eastern,” commented Ward.

Kim holds a Bachelor of Science from Wayne State University and is active in the local community. She currently serves as secretary of the Landmark Academy Board of Education and is a member of both the Port Huron Township DDA Board and McLaren Port Huron Women’s Wellness Advisory Board.

Kim is a native of Port Huron and currently resides in Fort Gratiot with her family.


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Eastern Michigan Financial Announces Second Quarter Dividend 

05.17.2016 -- At their May 17, 2016 meeting, the Board of Directors of Eastern Michigan Financial Corporation declared a quarterly cash dividend of $0.12 per share to be paid on June 30, 2016, to shareholders of record as of June 23, 2016.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. Any questions regarding the information contained in this release should be directed to Senior Vice President, Chief Financial Officer Karen Lord by phone at 810.398.5135 or by email.

For quarterly and annual financial data, please visit our Investor Information page.


Commercial Loan Manager Chad Deaner

Eastern Welcomes Chad Deaner

04.29.2016 -- Timothy M. Ward, Chief Executive Officer of Eastern Michigan Bank, is pleased to announce the addition of Chad W. Deaner as Vice President, Commercial Loan Manager. Chad comes to Eastern with close to twenty years’ experience in the local banking industry. He most recently served as Market President, Northeast Region for Talmer Bank and Trust and as Managing Director, Commercial Relationship Manager prior to that.

“Chad’s level of experience and knowledge of the local market will be valuable assets to our lending team,” noted Ward.

Chad holds a Bachelor of Science degree in business administration and management from Ferris State University and is active in his local community. He currently serves as the Vice President of the Board of Education for Memphis Community Schools and sits on the Board of Directors of the United Way of St. Clair County. 

Chad lives in Goodells with his wife, Jessica, and their children.

Eastern Michigan Bank Announces Ruth Purchase Finalized

03.31.2016 -- Eastern Michigan Financial Corporation, the holding company of Eastern Michigan Bank (Eastern) has announced the completion of its acquisition of Ruth Bank Corporation, the holding company of Ruth State Bank.

Until early June, the Ruth branch will continue to operate as Ruth State Bank. In June, the branch will be fully integrated into Eastern and will operate as Eastern.

Eastern Michigan Bank currently has branch locations in the St. Clair and Sanilac County communities of Croswell, Deckerville, Fort Gratiot, Lakeport, Lexington, Marysville, Minden City, Port Huron and Sandusky. Chartered as the State Bank of Croswell in 1895, they have operated as a safe and sound financial institution for more than 120 years, providing a full range of personal and business banking services. With the completion of this transaction, Eastern’s footprint expands by one branch and $38 million in assets, bringing their total assets to approximately $315 million.

“Ruth is an excellent fit for Eastern,” said Tim Ward, CEO of Eastern Michigan Bank. “This merger provides us the opportunity to partner with a financially sound, family-owned community bank to create an even stronger organization that better serves both our customers’ and communities’ financial needs.”

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN. 

Eastern Michigan Bank Announces Acquisition of Ruth State Bank

11.09.2015 -- Eastern Michigan Financial Corporation and Ruth Bank Corporation have entered into an agreement whereby Eastern Michigan Financial Corporation will acquire Ruth Bank Corporation and its wholly owned subsidiary Ruth State Bank. It is anticipated the transaction will be completed sometime in the first quarter of 2016, pending regulatory approval and other customary closing conditions.

Both parent companies are located in the heart of Michigan’s Thumb area and have long histories with the local community. Headquartered in Croswell, Michigan, Eastern Michigan Financial Corporation is the holding company for Eastern Michigan Bank. Initially chartered in 1895 as the State Bank of Croswell, Eastern Michigan Bank currently operates nine branches located in the Sanilac and St. Clair County communities of Croswell, Deckerville, Fort Gratiot, Lakeport, Lexington, Marysville, Minden City, Sandusky and Port Huron. Established in 1907, Ruth State Bank operates from a single location in Ruth, Michigan. Both banks are full-service community institutions, offering their customer base a wide range of deposit products as well as financing for agricultural, commercial, consumer and real estate needs.

Eastern Michigan Financial Corporation trades on the Over-The-Counter Bulletin Board under the symbol EFIN while Ruth Bank Corporation is primarily family owned. As of September 30, 2015, Ruth State Bank’s total assets were $37,787,000. Eastern Michigan Bank’s were $283,613,000 as of that same date.

Ruth State Bank President Joseph Zinger stated, “I am proud of our 108 years of personalized service to Ruth and the surrounding community. All of us at Ruth State Bank thank each and every customer for the trust they have given us over so many decades. Our staff looks forward to helping Eastern Michigan Bank transition into Ruth, and we know we leave our customers to an institution committed to local, friendly, and trustworthy service.”

“We are pleased to announce the acquisition of Ruth State Bank,” commented Tim Ward, Chief Executive Officer of Eastern Michigan Bank. “Their long-standing service to their local community is consistent with our culture here at Eastern Michigan Bank. We look forward to strengthening our existing market concentration and expanding to the north in Huron County.”

Eastern Michigan Financial Corporation was advised by Mike Kelley of Frohm, Kelley, Butler and Ryan, P.C. of Port Huron, Michigan and Ruth Bank Corporation was advised by Craig Mancinotti of Austin Associates of Toledo, Ohio.

President Will Oldford Junior

Eastern Michigan Welcomes William G. Oldford, Jr.

10.29.2015 -- Eastern Michigan Bank welcomes William G. Oldford, Jr. as President, in charge of operations. Will most recently served as Regional President, Northeast (Thumb) Region of Talmer Bank and Trust as well as managing their wealth management division in Michigan, Ohio, Indiana and Illinois. In addition to a sixteen year career in banking, he practiced law in California and Illinois for eight years. Will is a Lexington, Michigan native and holds a bachelor’s degree from the University of Michigan, a juris doctor from California Western Law School and a master of laws in taxation from Wayne State University.

Current President and Chief Executive Officer Timothy M. Ward remains with Eastern as Chief Executive Officer. Tim will now oversee Eastern’s loan functions in addition to his current responsibilities.



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