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At Eastern Michigan Bank, we offer multiple account solutions tailored to meet your business’s unique operational needs.

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Checking (NEW)




Best Suited For

Low account balances w/less than 50 transactions/mo

Lower account balances w/less than 100 transactions/mo

Med balances & transaction values; use basic services

Higher balances; use a wide variety of bank services

Minimum Opening Deposit





Monthly Service Charge





Avoid Charges By

eStatements required or a $3 paper statement fee will apply

Carry a min avg balance of $500

Earnings credit helps offset charges/fees

Earnings credit helps offset charges/fees

Transaction Fees

First 50 items free, $.30/item over 50 (items include checks paid, deposit tickets and deposit items)

First 100 items free, $.20/item over 100 (items include checks paid, deposit tickets and deposit items)

$.12/check and $.10/deposit ticket (no per deposit item fee)

$.03 per ACH/EFT and check; $0.05/deposit ticket; $0.05/deposit item

Electronic Statements Required

Debit Card Available*

Online Banking & Bill Pay Available**

Telephone Banking Available

Specialty Accounts

If you are a local municipality, school district, church or non-profit organization, ask about special pricing. You may qualify for a business checking account with no monthly service charge, withdrawal or deposit fees.

*Debit card subject to approval.
**Carries a fee of $0.50 per bill payment.

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